Annual Fee
$150
Rewards
2X miles on Delta/restaurants/supermarkets, 1X all else
Sign-Up Bonus
10,000 bonus miles after $1,000 in 6 months
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Annual Fee
$0
Rewards
7X Hilton, 5X restaurants/groceries/gas, 3X all else
Sign-Up Bonus
80,000 points after $2,000 in 6 months
Apple Card: Simple and Rewarding
MastercardAnnual Fee
$0
Rewards
3% Apple/select merchants, 2% Apple Pay, 1% physical card
Sign-Up Bonus
None
Annual Fee
$95
Rewards
6% groceries/streaming, 3% transit/gas, 1% all else
Sign-Up Bonus
$250 after $3,000 in 6 months
Annual Fee
$0
Rewards
5% on 2 chosen categories, 2% on 1 chosen, 1% all else
Sign-Up Bonus
$200 after $1,000 in 120 days
Citi Custom Cash® Card
MastercardAnnual Fee
$0
Rewards
5% on top spending category (auto), 1% all else
Sign-Up Bonus
$200 after $1,500 in 6 months
Annual Fee
$0
Rewards
3% in category of choice, 2% grocery, 1% all else
Sign-Up Bonus
$200 after $1,000 in 90 days
Annual Fee
$0 (with Costco membership)
Rewards
4% gas, 3% restaurants/travel, 2% Costco, 1% all else
Sign-Up Bonus
None
Discover it® Student Cash Back Card
DiscoverAnnual Fee
$0
Rewards
5% rotating categories, 1% all else + cash back match first year
Sign-Up Bonus
Cashback Match first year
Annual Fee
$0
Rewards
3% dining/entertainment/streaming/groceries, 1% all else
Sign-Up Bonus
None
Annual Fee
$0
Rewards
2% unlimited cash back
Sign-Up Bonus
None
Annual Fee
$0 (with Prime)
Rewards
5% Amazon & Whole Foods, 2% gas/dining/transit, 1% all else
Sign-Up Bonus
$200 Amazon Gift Card upon approval
Annual Fee
$95
Rewards
6X Marriott, 3X groceries/gas, 2X all else
Sign-Up Bonus
3 free night awards after $3,000 in 3 months
Annual Fee
$69
Rewards
2X Southwest & partners, 1X all else
Sign-Up Bonus
50,000 points after $1,000 spend in 3 months
Target Circle™ Card
MastercardAnnual Fee
$0
Rewards
5% off all Target purchases
Sign-Up Bonus
None
Annual Fee
$0
Rewards
1% cash back on all purchases
Sign-Up Bonus
$50 after first purchase in 3 months
Annual Fee
$395
Rewards
10X hotels/cars via Capital One Travel, 5X flights, 2X all else
Sign-Up Bonus
75,000 miles after $4,000 in 3 months
Annual Fee
$0
Rewards
5% office/internet, 2% gas/dining, 1% all else
Sign-Up Bonus
$350 after $3,000 in 3 months
Capital One Platinum Secured Credit Card
MastercardAnnual Fee
$0
Rewards
No rewards — credit building card
Sign-Up Bonus
None
Annual Fee
$0
Rewards
2% on first $50K/year, then 1%
Sign-Up Bonus
$250 after $3,000 in 3 months
Annual Fee
$95
Rewards
5x travel, 3x dining
Sign-Up Bonus
60,000 points after $4,000 spend in 3 months
Chase Freedom Flex® Credit Card Review
MastercardAnnual Fee
$0
Rewards
5% rotating categories, 3% dining & drugstores
Sign-Up Bonus
$200 after $500 spend in 3 months
Annual Fee
$695
Rewards
5x flights & hotels booked via Amex
Sign-Up Bonus
80,000 points after $8,000 spend in 6 months
Discover it® Cash Back Credit Card
DiscoverAnnual Fee
$0
Rewards
5% rotating categories, 1% everything else (doubled first year)
Sign-Up Bonus
Cashback Match (all cash back doubled first year)
Annual Fee
$0
Rewards
1.5% cash back on all purchases
Sign-Up Bonus
None
Annual Fee
$0
Rewards
1.5% cash back on all purchases
Sign-Up Bonus
$200 after $500 spend in 3 months
Annual Fee
$250
Rewards
4x restaurants & groceries, 3x flights
Sign-Up Bonus
60,000 points after $6,000 spend in 6 months
Citi Double Cash® Card
MastercardAnnual Fee
$0
Rewards
2% cash back on all purchases
Sign-Up Bonus
$200 after $1,500 spend in 6 months
Annual Fee
$95
Rewards
2x miles on all purchases, 5x Capital One Travel
Sign-Up Bonus
75,000 miles after $4,000 spend in 3 months
Discover it® Secured Credit Card
DiscoverAnnual Fee
$0
Rewards
2% gas & restaurants, 1% everything else
Sign-Up Bonus
Cashback Match (all cash back doubled first year)
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