American Express Preferred Rewards Gold Card
Fee: £0 first year, then £160 · 1 point per £1
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The best UK credit card for British Airways Avios collectors, with generous earn rates and valuable travel perks.
The best UK credit card for British Airways Avios collectors, with generous earn rates and valuable travel perks.
🎯 Best For: Frequent BA/Avios travellers who want to earn points on everyday spending and value lounge access.
⚠️ Watch Out: Monthly fee adds up; interest rates are high so always pay in full; Avios devaluations can reduce value.
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The Barclaycard Avios Plus earns 1.5 Avios per pound spent with accelerated rates at BA. The included lounge access and travel insurance add tangible value for regular travellers.
The monthly fee is significant, so you need sufficient spend to justify it. For heavy spenders who fly BA regularly, the maths works out well.
Compared to the Amex BA card, Barclaycard has the advantage of Visa acceptance. For non-travellers, a cashback card will deliver better value.
Fee: £0 first year, then £160 · 1 point per £1
Fee: £0 (NatWest customers) · 1 Reward point per £1
Fee: £650 · 5X flights, 2X travel, 1X all else
Fee: £25 · Up to 1% cashback (5% intro for 3 months)
Fee: £0 · No rewards — balance transfer specialist
£0 NatWest customers
1 Reward point per £1
£0
N/A
🎁 0% balance transfer for 28 months
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