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Chase Sapphire Preferred® Card Review
The Chase Sapphire Preferred® Card is a strong choice for frequent travelers and dining enthusiasts, offering valuable rewards and a solid sign-up bonus.
Annual Fee
$95
Rewards
5.3%
APR
22.49%-29.49% variable
Sign-Up Bonus
$6000.0M
The Chase Sapphire Preferred® Card is a strong choice for frequent travelers and dining enthusiasts, offering valuable rewards and a solid sign-up bonus.
Card details
Pros
- ✓ Earn 5x points on travel booked through Chase
- ✓ Earn 3x points on dining and streaming services
- ✓ Generous 60,000-point sign-up bonus
- ✓ Flexible point redemption options
- ✓ No foreign transaction fees
Cons
- ✗ Annual fee of $95
- ✗ High APR range (22.49%-29.49%)
- ✗ Requires good to excellent credit score
- ✗ Significant spending requirement for bonus
- ✗ Limited bonus categories outside travel and dining
🎯 Best For: Best for travelers who frequently book through Chase and dine out regularly, maximizing rewards potential.
⚠️ Watch Out: Be mindful of the high APR and ensure you can pay off the balance to avoid interest charges.
We may receive a referral fee when you apply through our links.
Expert Review
The Chase Sapphire Preferred® Card stands out in the travel rewards market, particularly for those who prioritize travel and dining rewards. With the ability to earn 5x points on travel booked through Chase and 3x points on dining and streaming, cardholders can accumulate points quickly. The sign-up bonus of 60,000 points after spending $4,000 in the first three months is also appealing, providing a substantial boost to rewards potential.
However, the card does come with a $95 annual fee, which could be a deterrent for some consumers. Additionally, while the rewards structure is strong, the high APR of 22.49%-29.49% can be a drawback for those who may carry a balance. Potential applicants should also note the card's requirement for a good to excellent credit score, which may limit accessibility for some.
Overall, the Chase Sapphire Preferred® Card is an excellent option for frequent travelers, but it’s important to weigh the benefits against the costs and personal spending habits.
Chase Sapphire Preferred®: Travel Rewards That Pack a Punch
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