British Airways American Express® Card
Annual Fee
£0
Rewards
1 Avios per £1
APR
56.6% variable
Sign-Up Bonus
5,000 Avios after first purchase
The British Airways American Express® Card offers a straightforward way to earn Avios on everyday purchases, making it a solid choice for frequent flyers.
Card details
Pros
- ✓ Earn 1 Avios for every £1 spent
- ✓ No annual fee, making it cost-effective
- ✓ Receive a companion voucher after spending £12,000 annually
- ✓ Sign-up bonus of 5,000 Avios after first purchase
- ✓ Flexible redemption options for flights and holidays
Cons
- ✗ High APR of 56.6% variable
- ✗ Requires a good credit score (700+) to qualify
- ✗ Companion voucher only activates after significant spending
- ✗ Limited to Avios rewards, may not suit all consumers
- ✗ Amex acceptance can be less widespread than Visa/MasterCard
🎯 Best For: Best suited for those who frequently fly with British Airways and want to maximise their Avios rewards without incurring an annual fee.
⚠️ Watch Out: Be mindful of the high APR if you plan to carry a balance, as this can negate the benefits of earning rewards.
We may receive a referral fee when you apply through our links.
Expert Review
The British Airways American Express® Card is an attractive option for avid travellers looking to earn Avios with minimal costs. With no annual fee, cardholders earn 1 Avios for every £1 spent, which is a straightforward way to accumulate points for future flights or holidays. Additionally, the sign-up bonus of 5,000 Avios upon first purchase provides an immediate benefit.
However, potential users should be cautious of the card's high APR of 56.6% variable, which could be a drawback for those who might carry a balance. The requirement for a good credit score (700+) may also limit accessibility for some applicants. While the companion voucher, earned after spending £12,000 in a year, is a significant perk, it does require a considerable level of spending, making it less appealing for casual spenders.
In comparison to other travel rewards cards, this product shines in its no-annual-fee structure but may fall short for users who prefer more flexibility in points redemption or lower interest rates. Overall, if you're a loyal British Airways customer looking to maximize your Avios rewards, this card could be a good fit, but it's essential to manage your spending wisely to avoid high interest charges.
British Airways Amex: Fly High Without the Fee
If you're a frequent flyer, the British Airways American Express® Card lets you rack up Avios withou…
📰 Related Articles
Barclaycard Forward: No Fee, But Watch That APR
Looking to build credit? The Barclaycard Forward is a no-annual-fee option with a catch: a steep 29.9% APR. Here's what you need to know.
Is the BA Amex Premium Plus Worth the £250 Fee?
Frequent flyers might love the Avios rewards, but the hefty annual fee and 56.6% APR could be dealbreakers for some.
Tesco Clubcard Plus: Perfect for Loyal Shoppers, But Mind the APR
Tesco fans, this card's for you. But if you're carrying a balance, that 24.9% APR could sting.
From Around the Network
Auto Essential Holders: Budget-Friendly but Basic
Need to organize your car documents without breaking the bank? The 4-Pack Auto Essential Holders might be your answer, but don't expect luxury materials.
Animal Friends Insurance: Affordable and Charitable
Animal Friends Pet Insurance offers budget-friendly plans and supports animal charities. But are the trade-offs worth it?
ManyPets Pet Insurance: Worth Every Paw-sible Penny?
ManyPets offers robust pet insurance with unique benefits like pre-existing condition coverage. But is it the right fit for your furry friend?