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Virgin Atlantic Reward+ Credit Card
The Virgin Atlantic Reward+ Credit Card offers valuable rewards for frequent flyers but comes with a steep annual fee and high APR.
Annual Fee
£160
Rewards
151.3%
APR
56.6% variable
Sign-Up Bonus
£15k
The Virgin Atlantic Reward+ Credit Card offers valuable rewards for frequent flyers but comes with a steep annual fee and high APR.
Card details
Pros
- ✓ Earn 1.5 Virgin Points per £1 spent
- ✓ 15,000 bonus points on sign-up
- ✓ Complimentary companion flight voucher at £10,000 spend
- ✓ 3X points on Virgin Atlantic purchases
- ✓ Mastercard benefits and acceptance
Cons
- ✗ £160 annual fee
- ✗ 56.6% variable APR is quite high
- ✗ Requires a good credit score (700+)
- ✗ Points may take time to accumulate for significant rewards
- ✗ Limited to Virgin Atlantic flights for maximum value
🎯 Best For: Ideal for frequent Virgin Atlantic travellers looking to accumulate points quickly and benefit from companion vouchers.
⚠️ Watch Out: Beware of the high annual fee and APR, which can offset the value of earned points if not managed carefully.
We may receive a referral fee when you apply through our links.
Expert Review
The Virgin Atlantic Reward+ Credit Card is a solid choice for dedicated Virgin Atlantic passengers, as it allows you to earn 1.5 Virgin Points per £1 spent, with additional benefits for flights booked directly with the airline. The enticing sign-up bonus of 15,000 points can significantly boost your rewards, especially for those planning a trip soon. Furthermore, the complimentary companion flight voucher after reaching £10,000 in annual spending is a notable perk for couples or families.
However, the £160 annual fee is substantial, and the variable APR of 56.6% is one of the highest in the market. This card is best suited for those who can pay off their balance in full each month to avoid high interest charges. Compared to other travel rewards cards, it offers specific advantages for Virgin Atlantic flyers but may not be the best option for casual users or those who prefer more flexible rewards programs.
Overall, while the card presents strong benefits for loyal customers, potential users should weigh the costs against their spending habits.
Virgin Atlantic Reward+ Card: Worth the Sky-High Fee?
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