Chase Freedom Rise® Credit Card
Annual Fee
$0
Rewards
1.5% cash back on all purchases
APR
24.49%-31.49% variable
Sign-Up Bonus
None
The Chase Freedom Rise® is a solid choice for individuals looking to build their credit while earning cash back on every purchase. Its lack of an annual fee makes it especially appealing for those just starting out.
Card details
Pros
- ✓ 1.5% cash back on all purchases
- ✓ No annual fee
- ✓ Reports to all three credit bureaus
- ✓ Great for credit building
- ✓ Automatic payment bonus
Cons
- ✗ No sign-up bonus
- ✗ High APR range (24.49%-31.49%)
- ✗ Limited to those with building credit
- ✗ Requires a Chase checking or savings account for better approval odds
- ✗ Cash back rewards are modest compared to some alternatives
🎯 Best For: This card is best suited for new credit users and students looking to establish a credit history while earning cash back.
⚠️ Watch Out: Be mindful of the high variable APR if you plan to carry a balance.
We may receive a referral fee when you apply through our links.
Expert Review
The Chase Freedom Rise® Credit Card is designed specifically for individuals who are new to credit or looking to establish a credit history. With a cash back rate of 1.5% on all purchases and no annual fee, it provides a straightforward way to earn rewards while building your financial profile. One of the major advantages of this card is its reporting to all three major credit bureaus, which is essential for those looking to improve their credit score.
However, the card does not offer a sign-up bonus, which can be a drawback for some users. Additionally, the APR ranges from 24.49% to 31.49%, which is relatively high compared to other credit cards, making it less ideal for those who may carry a balance. To increase approval chances, having a Chase checking or savings account is beneficial, which might not be convenient for everyone.
Overall, while the Chase Freedom Rise® is a solid introductory card, more seasoned users may find better cash back options with higher rewards potential elsewhere.
Chase Freedom Rise®: Credit Building with Cash Back
The Chase Freedom Rise® is your ticket to building credit while pocketing 1.5% cash back on every pu…
📰 Related Articles
Discover it® Cash Back: Maximize Rewards, But Watch for Pitfalls
The Discover it® Cash Back card offers stellar rewards with no annual fee, but rotating categories and higher post-promo APR could trip you up.
Capital One Quicksilver: Simple, Solid Cash Back
Want straightforward cash back without the fuss? The Capital One Quicksilver is for you, but watch out for the high APR.
Discover it® Secured: Credit Building with Cash Back
Building credit doesn't have to be dull. The Discover it® Secured card offers no annual fee and cash back rewards, but watch out for that high APR.
From Around the Network
Splenkr Insurance
Auto Essential Holders: Budget-Friendly but Basic
Need to organize your car documents without breaking the bank? The 4-Pack Auto Essential Holders might be your answer, but don't expect luxury materials.
Splenkr Insurance
Animal Friends Insurance: Affordable and Charitable
Animal Friends Pet Insurance offers budget-friendly plans and supports animal charities. But are the trade-offs worth it?
Splenkr Insurance
ManyPets Pet Insurance: Worth Every Paw-sible Penny?
ManyPets offers robust pet insurance with unique benefits like pre-existing condition coverage. But is it the right fit for your furry friend?