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Blue Cash Preferred Card from American Express
The Blue Cash Preferred Card offers robust cash back rates, especially for grocery and streaming purchases, making it a great choice for families and frequent spenders.
Annual Fee
$95
Rewards
6% groceries/streaming, 3% transit/gas, 1% all else
APR
19.49%-29.99% variable
Sign-Up Bonus
$250 after $3,000 in 6 months
The Blue Cash Preferred Card offers robust cash back rates, especially for grocery and streaming purchases, making it a great choice for families and frequent spenders.
Card details
Pros
- ✓ 6% cash back on U.S. supermarket purchases
- ✓ Attractive 6% on select streaming services
- ✓ 3% cash back on transit and gas stations
- ✓ $250 sign-up bonus after meeting spending requirement
- ✓ No foreign transaction fees
Cons
- ✗ $95 annual fee may offset rewards for low spenders
- ✗ Requires good to excellent credit for approval
- ✗ Variable APR can be high for carried balances
- ✗ Cash back is limited to $6,000 at supermarkets annually
🎯 Best For: Ideal for those who spend heavily on groceries and streaming services, particularly families looking to maximize cash back rewards.
⚠️ Watch Out: The annual fee may not be worthwhile for infrequent users, and the APR can lead to higher costs if balances are carried.
We may receive a referral fee when you apply through our links.
Expert Review
The Blue Cash Preferred Card from American Express is well-suited for consumers who regularly shop at U.S. supermarkets and subscribe to streaming services. With an impressive 6% cash back on grocery purchases (up to $6,000 annually) and select streaming services, cardholders can earn significant rewards on everyday spending.
Additionally, the 3% cash back on transit and U.S. gas stations adds further value for those who commute or travel frequently. However, potential users should consider the $95 annual fee, which could diminish the attractiveness of these rewards for those who do not spend enough to offset it.
Furthermore, the card requires a good to excellent credit score for approval, which may exclude some applicants. The variable APR, ranging from 19.49% to 29.99%, can also lead to expensive debt if balances are carried over. Overall, while the Blue Cash Preferred Card offers compelling rewards, it's essential to evaluate your spending habits to determine its true value compared to no-annual-fee cards or other cash back options.
Why Blue Cash Preferred Is a Grocery Lover's Dream
The Blue Cash Preferred® Card is a top pick for families who spend big on groceries and streaming. B…
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