Nationwide Select: A Traveler's Credit Card Companion
Looking for a credit card that won't punish you with foreign transaction fees? The Nationwide Select Credit Card might just be your ticket to hassle-free international spending.
The Quick Version
The Nationwide Select Credit Card is ideal for frequent travelers. It offers no foreign transaction fees and a low representative APR of 15.9%. However, it lacks rewards and requires a good credit score to qualify.
What's Inside
This card operates on the Visa network and is designed for those with a credit score of 700 or higher. You get up to 56 days interest-free on purchases, provided you pay your balance in full each month. There's no annual fee, which keeps the cost down for budget-conscious travelers.
What's Actually Good
- ✅ No foreign transaction fees - Perfect for international travel.
- ✅ Low APR - At 15.9%, it's competitive, especially for those with good credit.
- ✅ No annual fee - Keeps ongoing costs minimal.
The Catch
- ❌ No rewards or sign-up bonuses - You won't earn points or cash back on purchases.
- ❌ Requires a good credit score - You'll need a score of 700+ to qualify.
- ❌ Limited features - Other cards offer more perks and benefits.
Who It's For
If you're a frequent traveler or someone who makes purchases in different currencies, this card is a great fit. It's less appealing for those who spend a lot domestically and want to earn rewards or cash back on their everyday purchases.
The Bottom Line
The Nationwide Select Credit Card is a strong choice for travelers who want to avoid foreign transaction fees and keep costs low. If rewards are more your thing, you'll need to look elsewhere. For more options, check out our Finding the Perfect Credit Card: Best Picks for March.
